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• Flood Help

  Tropical Storm Irene Assistance

• Need mortgage help?

Call the Vermont Department of Banking Mortgage Assistance Program (1-888-568-4547) or visit their website

NeighborWorks™ HomeOwnership Centers

Homeownership Preservation Foundation (1-888-995-HOPE)

Vermont 2-1-1 (dial 211 toll-free in Vermont) is a service of the United Way for confidential help with everyday needs and referals to agencies and resources that can help.

• Have a question about a condominium? These laws may help.
  
  Uniform Common Interest Ownership Act (27A VSA; 1994)
  Statute relating to condominiums in Vermont. May not apply if condominium was established before January 1, 1999 or has fewer than 24 units.
  
  
  Condominium Ownership Act (27 VSA Chapter 15; 1967)
  Statute relating to condominiums in Vermont, including Protection of Tenants in Conversion of Mobile Home Parks. Applies to all properties which have submitted a "Declaration of Condominium" which is a legal document and filed in the town land records.

• Do you need a cement slab to live in a mobile home park? The U.S. Department of Housing and Urban Development (HUD) administers the regulations for new mobile homes in Vermont. There is no state or federal law requiring cement slabs under mobile homes, except that in flood zones there may be additional requirements, and Vermont's mobile home park law does not allow park owners to charge residents or potential residents for site improvements, including installation of a slab or pad. Some towns may have zoning ordinances regulating foundations, and some lenders may require a pad before they will finance a mobile home. more

HUD website for mobile/manufactured homes

Vermont Mobile Home Park Act and Rules

• Having a problem with your septic system? As of July 1, 2007 all septic systems became under the jurisdiction of the Sate of Vermont Agency of Natural Resources. If you think your septic system may be failed or failing, read this brochure (PDF) from the NeighborWorks® HomeOwnership Centers and let them help.

• Hoping to buy your first home, but not sure where to start? Call the NeighborWorks® HomeOwnership Centers where you can get assistance from a trained homeownership counselor.

• Looking for an affordable apartment or mobile home park lot rental? You can start your search on line with the Directory of Affordable Rental Housing. This is an extensive database, searchable by Town or County. You may also wish to contact one of Vermont's nonprofit housing organizations. more

  For a list of nonprofit and cooperative mobile home parks that have vacant lots and information on mobile homes for sale click here.
  

  Also available is a list of current vacancies at apartments and mobile home parks managed by the Vermont State Housing Authority at www.vsha.org. This list is updated regularly.

More housing search / directories

• In need of rent assistance? Information and application forms for rental assistance and homeownership programs administered by the Vermont State Housing Authority are available at the VSHA website. Contact your local public housing authority if you live in any of the following cities: Barre, Bennington, Brattleboro, Burlington, Hartford, Montpelier, Rutland, St. Albans, Springfield and Winooski.

• Trying to finance (or refinance!) your house or mobile home? The Vermont Housing Finance Agency (VHFA) provides low interest mortgage loans for low and moderate income Vermonters to purchase or refinance homes and mobile homes in approved parks - find a VHFA lender. Mobile home loans (1994 models or newer) are also available through the Opportunities Credit Union; a nonprofit financial institution.

• Need information on the Landlord-Tenant or Mobile Home Park laws? Programs of the Champlain Valley Office of Economic Opportunity ("CVOEO") publish and distribute "Renting in Vermont" a handbook for tenants and landlords, and the "Guide to Your Rights as a Mobile Home Park Resident" Call (800) 287-7971.
  
  The Vermont Apartment Owners Association is a membership organization that advocates for, and educates Vermont landlords to enable them to provide quality rental housing. The VAOA website includes a listing of available apartments and articles on issues of interest to landlords. The VAOA hotline for landlords with questions is 1-888-LOW-RENT.

• Facing a legal problem or eviction? Vermont Legal Aid helps eligible people (low income, elderly, and disabled) with legal issues in housing such as accessibility, discrimination, evictions, foreclosure, unsafe housing conditions, and subsidized housing issues. Call 1-800-889-2047. Or visit Vermont Law Help for answers to questions about your rights and referral information.
  
  For questions about your rights as a consumer, contact the Vermont Attorney General's Consumer Assistance Program at 1-800-649-2424.

• Concerned about lead poisoning? There's only one sure way to find out if your child has lead poisoning. Call the Vermont Department of Health at 1-800-439-8550 for further information, or go to the DoH lead resource guide. If you own a home or apartment building and want to reduce the risk of lead poisoning caused by lead paint, check out the Lead-based Paint Hazard Reduction Program administered by VHCB. Homeowners, renters, contractors, landlords visit www.leadsafevermont.org.

• Having problems with a new manufactured (mobile) home developing mold/mildew or other unexpected problems including installation, or a dispute with the dealer? HUD's Manufactured Housing Office handles complaints involving mobile homes purchased in Vermont. Call 1-800-927-2891 or send email.
  
  For questions about your rights as a consumer, contact the Vermont Attorney General's Consumer Assistance Program at 1-800-649-2424.

• Need home repairs or access modifications? If you or someone in your family needs access modifications, call the Vermont Center for Independent Living at 1-800-639-1522 or visit the VCIL website.

  USDA Rural Development Very-low Income Housing Repair Loans and Grants give rural homeowners an opportunity to make essential repairs to their homes to make them safe. Also available in approved mobile home parks in Vermont and New Hampshire! more
  

  More loans for home improvements or rental housing

• Senior citizen who needs help so that you can stay in your own home? Refer to the Vermont Department of Aging and Disabilities guide to services or call the Senior Helpline at 1-800-642-5119.

  HomeShare assists elders and persons with disabilities to live independently in their own homes by bringing them together with persons who seek affordable housing and/or caregiving opportunities. Contact HomeShare Vermont for Chittenden County at (802) 863-5625, and in Central Vermont at (802)-479-8544.

• Landlord failed to return security deposit? Both the Landlord Tenant Law and the Mobile Home Park Law require that security deposits be returned within 14-days from when you move (or sell your mobile home), with a written list of any deductions. Further information is available from CVOEO.

• Landlord asking for an application fee? Vermont law (Title 9 VSA Section 4456a) prohibits a landlord or landlord's agent from charging an application fee for rental of any residential unit. If a prospective landlord asks for such fees call CVOEO Vermont Tenants Inc.